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Deciding to buy your first house is a big decision which is likely to have long term consequences. For many, buying a house is possibility the biggest investment they are likely to make in their life.
So getting the right mortgage with the right house is an absolute key. One of the great advantage of owning is a feeling of having something that's all yours - a home where your own personal style will tell the world who you are. A thriving vegetable garden in the backyard, a tiled entryway, a yellow kitchen...when you own, you can do it all your way! But there's more to owning a home than personal satisfaction. It often cheaper to have an mortgage than rent an property each month.
Another advantage of owning your property is that interest will compose nearly all of your monthly payment of your mortgage, for over half the number of years you'll be paying your mortgage. This adds up to hefty savings at the end of each year. And you're also allowed to deduct the property taxes you pay as a homeowner. If you rent, you write your monthly check and it's gone forever. Another financial plus in owning a home and having a mortgage, is the possibility its value will go up through the years.
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